Cloudbank Digest

Archive

Weekly

10 editions

From 27 July 2026. One edition each Monday, covering the week just gone.

Sunday, 4 October 2026

Cloudbank Digest — Heartland shareholders back $620m TSB deal +14 more · 04 Oct

  • · [UPDATE] Heartland shareholders back $620m TSB deal; Reserve Bank approval still needed
  • · Fed opens GENIUS Act stablecoin rulemaking with reserve, capital and application proposals
  • · Australia's ban on card surcharges takes effect alongside lower interchange caps

Sunday, 27 September 2026

Cloudbank Digest — FMA: deepfake scams cost NZ $265m +17 more · 27 Sep

  • · FMA warns AI deepfake scams have cost New Zealanders $265 million
  • · Heartland–TSB merger vote days away as $620m deal nears the finish line
  • · [UPDATE] RBNZ publishes near-final Deposit Takers Act standards for tranche 1

Sunday, 20 September 2026

Cloudbank Digest — RBNZ maps three futures for NZ banking by 2035 +14 more · 20 Sep

  • · RBNZ maps three possible futures for NZ banking by 2035
  • · [UPDATE] Fed hikes rates for first time since 2023, lifting to 3.75%–4%
  • · [UPDATE] Australia's Scams Prevention Framework becomes enforceable as AFCA membership deadline passes

Sunday, 13 September 2026

Cloudbank Digest — U.S. Bank goes live with dollar stablecoin USBDC +16 more · 13 Sep

  • · U.S. Bank goes live with USBDC, one of the first bank-issued stablecoins on a public blockchain
  • · [UPDATE] Heartland sets 30 September date for TSB merger shareholder vote
  • · IonQ publishes first full blueprint for breaking 256-bit encryption with a quantum computer

Sunday, 6 September 2026

Cloudbank Digest — RBNZ hikes OCR to 2.75%, banks follow +21 more · 6 Sep

  • · [UPDATE] RBNZ hikes OCR to 2.75%; big banks pass full rise to floating mortgage rates
  • · RBNZ opens final tranche of Deposit Takers Act standards consultation
  • · FSB chair Andrew Bailey tells G20 frontier AI is now the top near-term threat to financial stability

Sunday, 30 August 2026

Cloudbank Digest — Heartland's TSB takeover clears final hurdle +15 more · 30 Aug

  • · [UPDATE] Heartland's $620m TSB takeover clears final hurdle as Toi Foundation trustees back deal over Kiwibank's rival bid
  • · NZ digital scam losses climb to $2.3bn as Netsafe/GASA State of Scams report lands
  • · [UPDATE] Payments NZ's API Centre to close as MBIE completes open banking stewardship handover

Sunday, 23 August 2026

Cloudbank Digest — RBNZ makes the case for a $1.3bn payments overhaul +14 more · 23 Aug

  • · [UPDATE] RBNZ payments modernisation paper puts $700m–$1.3bn a year on the table
  • · Klarna craters on guidance cut despite 27% revenue growth, as Affirm rivalry over Walmart intensifies
  • · NZ open banking volumes jump 39% in two months as MBIE takes over standards stewardship

Sunday, 16 August 2026

Cloudbank Digest — RBNZ opens prudential levy consultation +18 more · 16 Aug

  • · RBNZ opens consultation on new prudential levy for banks, insurers and FMIs
  • · ASB's FY2026 profit falls 2% to NZ$1.32bn as CCCFA class-action settlement lifts costs 16%
  • · [UPDATE] Westpac's AI-agent savings quantified at 150,000 hours a year as Tower, NAB, ASX and Barrenjoey scale their own agent programmes

Sunday, 9 August 2026

Cloudbank Digest — Revolut secures Australian banking licence +14 more · 09 Aug

  • · [UPDATE] Revolut secures Australian banking licence, launches business savings at 4.25%
  • · Westpac Australia's AI agents turn a six-day task into one hour
  • · FMA warns of deepfake-driven investment scams impersonating NZ public figures

Monday, 3 August 2026

Cloudbank Digest — AU Scams Prevention Framework deadline looms +13 more · 3 Aug

  • · [UPDATE] Australia's Scams Prevention Framework: AFCA locked in, banks face 14 August deadline
  • · NZ unemployment forecast to hit a decade-plus high on Wednesday
  • · [UPDATE] PayPal board rejects Stripe-Advent's $53bn bid, counters near $70 a share

Daily (beta)

19 editions

5–22 July 2026, during beta. Published each morning, so consecutive editions often revisit the same story as it developed.

−Week of 20–26 July4 editions
+Week of 13–19 July7 editions
+Week of 6–12 July7 editions
+Week of 29 Jun – 5 Jul1 edition

Pilot

1 edition

June 2026. Ad-hoc editions from the first build, irregular cadence.

Saturday, 20 June 2026

Cloudbank — AML single supervisor goes live 1 Jul +20 more · 20 Jun

  • · AML/CFT moves to a single supervisor (DIA) from 1 July 2026
  • · Global stablecoin rules shift from legislation to enforcement
  • · FMA & ASIC escalate against AI deepfake investment scams